Privacy Policy

Interate Mortgage Corporation, as an essential part of processing your mortgage loan, must collect, maintain and use certain personal and financial information about you and your activities with us. As a matter of good business practice and the requirements of law, we acknowledge and respect your privacy concerns and expectations about how we use this information. This statement summarizes our privacy policies and practices as they affect you. Please read this privacy statement carefully and keep it for your records. We will give you a new Customer Privacy Statement whenever we change our privacy policies or practices.

We collect, retain and utilize information about you to operate our business and to make products, services and other opportunities available to you. Much of the information we collect, such as account balances, credit information and payment history, is non-public personal information. We obtain this information (collectively referred to as “Customer Information”) about you from a variety of sources, including:

Information we receive directly from you in applications and other forms that you deliver to us, and from our communications with you. This may include information such as your address, telephone number, employment, assets, income, debt, etc.

Information we receive from other sources regarding their employment, credit or other relationship with you or verifying information you have given us. This may include information such as your employment history, loan and/or credit card payment history, loan or credit card balances, your property insurance coverage, appraisals of your residence, etc.

Information we receive from credit bureaus regarding your credit history and creditworthiness such as the amount of your total debt, your payment history, etc.

Information we obtain from public sources. This may include information contained in federal, state and local records such as recorded liens on your property, real estate taxes and assessments, tax liens, etc.

In addition, we may assemble demographic or other information about you which is not assembled for the purpose of determining your eligibility for credit, insurance or any other product or service you request.

Also, when you visit our website, we may collect information to measure the use of our site and to assist us in improving the content of our site. Such information is collected in aggregated form and does not reveal any data in a manner that identifies any individual.

We will collect information about you whenever you interact with us online, either by receiving or storing information you provide or through the use of identifiers called “cookies.” A cookie is a small marker that is left on your computer which can only be read by us and helps us better respond to your inquiries and service your account each time you visit our website.

If you make an inquiry about any of our products or use our online lending services, a cookie may be used while you are transacting business on our website. We use cookies when you enter customized information such as your zip code, as these cookies enable our computers to recognize you and facilitate your use of the website. Cookies are commonly used on websites and do not harm your computer. You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. If you decide not to accept our cookies, it may affect the convenience of utilizing our online services.

We do not knowingly collect, maintain or use personal information from our websites about children under 16 years of age. Our website is not designed to attract children. A person must be at least 18 years of age to qualify for any of our products or services.

We do not sell Customer Information (described above) to non-affiliated third parties for marketing purposes. We may disclose Customer Information to companies that perform marketing services for us. We may share Customer Information about you with other non-affiliated third parties as permitted by law.

We have established procedures to correct inaccurate information in a timely manner. If you have any reason to believe that Interate Mortgage Corporation’s record of your personal information is incorrect, please call us at the following telephone number:

Interate Mortgage Corporation
Toll free 800-662-2480 Extension 10

We maintain appropriate procedures to protect the security of your information. Our employees receive training and understand the importance of confidentiality and customer privacy. We restrict access to your personal and account information to those employees with a business reason for accessing such information. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your Customer Information. Even if you decide to close your account(s) and/or repay your loan(s) from us or otherwise become an inactive customer, any Customer Information we have about you will remain subject to the policy and practices described in this Customer Privacy Statement.

While this policy does not apply to business accounts, we do respect the privacy of our business/commercial customers and take appropriate steps to protect their information.

The Customer Privacy Statement may be amended at any time by Interate Mortgage Corporation and notice of any changes will be given to Interate Mortgage Corporation customers as required by applicable law.